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Start before you ETS

Intent to File & VA Disability

Your Intent to File (ITF) locks in your effective date. Filing it protects up to 12 months of back-pay if your claim is approved. Do this while you're still in service — not after.

What to do while in service

  1. Document everything. Every sick call visit, every issue, every injury. If it's not in your medical record, it didn't happen (for VA).
  2. Get copies of your medical records. Request them from your MTF before you leave.
  3. File ITF on VA.gov ~12 months before ETS. Simple online form — takes 5 minutes.
  4. BDD claim 90–180 days pre-separation. Benefits Delivery at Discharge gets you rated before you're out.
  5. Get a Nexus letter from a provider linking each condition to service.

File your ITF now

Go to VA.gov, sign in with your DS Logon or ID.me, and click "File a claim for compensation."

Open VA.gov ITF
How VA calculates your %

Rating math (combined rating)

VA doesn't add ratings — it uses "whole person" math. Add your individual condition ratings below to see your combined rating.

%
%
Combined rating
40%
Rounded to nearest 10%
Monthly compensation
$795.84
2026 rates (eff. Dec 1, 2025)
Pay tables · Effective Dec 1, 2025

2026 monthly compensation

RatingVeteran alone+ Spouse+ Spouse & 1 child
10%$180.42$180.42$180.42
20%$356.66$356.66$356.66
30%$552.47$617.47$666.47
40%$795.84$882.84$947.84
50%$1,132.90$1,241.90$1,322.90
60%$1,435.02$1,566.02$1,663.02
70%$1,808.45$1,961.45$2,074.45
80%$2,102.15$2,277.15$2,406.15
90%$2,362.30$2,559.30$2,704.30
100%$3,938.58$4,158.17$4,318.99

Additional add-ons for each child, SMC (Special Monthly Compensation), and Aid & Attendance may apply. See VA rates.